Best Auto Insurance Companies for High-Risk Drivers.
Sometimes you may struggle in finding an insurance policy for your car when the local insurance companies keep giving you high quotes. You will actually be ignored by some of the companies. If this is something you have been experiencing much of the time you may have been categorized as a high-risk driver. If you were involved in an accident which was deemed as your fault then you will be paying premiums that are thirty percent higher than the other people. This will also happen when the accident left people with bodily injuries. DUIs are the worst because they will increase the premiums up to 150%. From this, you can already tell that most companies shun high-risk drivers and those who are going to give you their time are not likely to give you fair rates. Even if some companies may claim to cater to this category, you need to scrutinize them before signing up. Some will not have great deals.
Many of the big insurance companies in the country do not sell the policies to high-risk drivers. However, don’t question your driving skills just because you are in this category. It might have something to do with being newly licensed, your location and also your age. If you own an exotic vehicle or your credit score is bad might put you in this situation. Nevertheless, there will still be genuine companies willing to help you in this case and these top companies will be helpful.. One of the best ones is GEICO auto insurance. It is an abbreviation for Government Employees Insurance Company. For a bad driver, you will find their premiums to be low. Many customers have expressed their satisfaction with the services they are getting from the company. Only 0. There are already 24 million vehicles covered by this auto insurance company which makes it the second largest in the field.
Federal employees and military members usually enjoy great benefits with this company. It is not just individuals who are doing business with GEICO given that there are over 500 organizations and even associations who have bought auto insurance policies from them. You will also find State Farm Insurance great. It was founded back in 1922 which means it has been offering the services for more than a century. The customer satisfaction rate is at 4. This is after ten thousand reviews. Fifty seven percent of the people who wrote the reviews described their services as excellent. Some of the customers have said that it is a great company with reasonable prices and also great for teen drivers.