How to Handle an Accident
There is always that joy that comes with being able to legally drive a car. But this does not mean there are no perils involved. Since there are other motorists on the road, you may find yourself in an accident. This calls for you to be ready for any eventuality. Here are the things you can do.
You need to find a way not to panic or shut down after an accident. The first thing to do would be to stop the car as soon as possible. There is a need to have the car stopped immediately. Driving away is illegal and can only make the situation worse for you. This is why you need to keep the car in the same spot it stopped after the accident. Park the car in a safe spot nearby if the road is a busy one. You should then turn on the flashers if the car is still on the road. This will let other motorists know it is parked, thus preventing another accident.
You should now take some time to breathe. This is a time when your emotions shall be all over the place. Calm down before you do anything else. There is a need to be rational when engaging the other motorists.
You should first ask if the other drivers are alright. You should get them talking. This is how they will remain in a calm state. You need to call the emergency response teams if there is anyone hurt or injured. At all times, keep everyone talking. The police also need to be notified. You will need a police report of the accident when filing for a claim with the insurance company. When talking to the police, do not admit fault to the accident, and also do not shift the fault to the other driver. You need to only cover all the details of the accident you know. It is their job to assign the blame. Make sure you record their names and badge numbers.
There is a need to collect photographic evidence of the scene of the accident. These photos are a vital part of your presentation in the claims process. The photos should reveal all details of the accident, especially the positions of the vehicles.
There is also a need to exchange info with the drivers in the accident. This is how you will have an easier time later with the liability issues that are bound to come up. You should be given their license plate number, name, insurance info, vehicle make and model, passengers‘ names, location of the accident, and any eye witness contact info.
There is a need to get in touch with the insurance company immediately for the claims process. Something as flimsy as waiting can be used to deny you your claim. You need to share the details you collected and tell your side of the events. You may read more here on that.